Radio Show

Crafting personalized investment strategies for clients based on their unique circumstances

Written by: Cypress HomeCare Solutions

Cypress HomeCare Solutions Hosts financial planner experts, Ted Young and Ryan Young on the Health Futures Radio Show

Cypress HomeCare Solutions is home to Health Futures – Taking Stock in You Radio show, powered by Money Radio 1510AM and 105.3FM. Each week, the show provides listeners with expert advice on how to live a longer, healthier, and happier life.

On Friday, July 14, 2023, we had the pleasure of having financial advisor experts, Ted Young and Ryan Young of Anasazi Investment Group on the show to talk about crafting personalized investment strategies for clients based on their unique circumstances.

To listen to the full hour-long episode, click here.

Crafting personalized investment strategies for clients based on their unique circumstances
goals, and risk tolerance

Maximizing long-term success through diversification and proactive management

What is a fiduciary manager?

A fiduciary wealth manager’s primary focus is to safeguard our client’s best interests, a responsibility that is inherent in our role as advisors. However, they go beyond mere expectations and actively engage with clients by providing proactive guidance tailored to their specific goals. Whether it’s planning for retirement or securing protection against potential future expenses such as long-term care or disability, we ensure a structured and formal process that addresses their unique needs.

They take into consideration several factors, including the client’s age, risk tolerance, financial goals, and time horizon. These factors help determine each client’s appropriate asset allocation and investment strategy.

Investing tips for those in their 30s

For younger clients, such as those in their 30s, their investment portfolio can generally afford to be more aggressive. They have a longer time horizon for their investments to grow and can take advantage of compounding returns. However, risk tolerance is still important, and investment groups work closely with clients to ensure they are comfortable with the level of risk in their portfolio.

Investing tips for those who are age 60 or older

As clients approach their 60s and beyond, their investment strategy typically becomes more conservative. Preserving capital and generating income become more important as retirement is on the horizon or has already begun. The focus should be on strategies that aim to protect their wealth and provide a steady stream of income, such as diversifying investments across asset classes, including bonds, dividend-paying stocks, and other income-generating assets.

Diversification is a key principle in portfolio management. By spreading investments across different asset classes and sectors, investment agents aim to reduce risk and increase the likelihood of capturing returns from various sources. This helps to mitigate the impact of market fluctuations and potential downturns. Regular portfolio reviews and adjustments are essential to ensure the portfolio stays aligned with the client’s changing financial situation and goals.

It’s important to note that each client’s situation is unique, and there is no one-size-fits-all approach to portfolio management. A good investment group should take the time to understand our client’s individual circumstances, goals, and risk tolerance to create personalized investment strategies that best align with their needs. Communication and ongoing discussions with clients are crucial to ensure their portfolio remains on track and adjustments are made when necessary.

In addition to asset allocation and diversification, there are also factors to consider like tax efficiency, cost management, and staying informed about market trends and economic conditions. Clients should end up with a well-rounded and comprehensive investment approach that maximizes their potential for long-term success.

Ultimately, investing involves risk, and it’s important to consult with a qualified financial advisor before making any investment decisions.

For more tips or information about how to age gracefully physically, spiritually or financially, visit the Cypress HomeCare Solutions blog page, or give us a call at (602) 932-8278.


We’re here to help.

Call (602) 264-8009 or contact us to learn more about home care services.

Contact Us